Certificate of Deposit

Secure and
Insured Deposit

Competitive Rates

No Hidden
Fees or Charges

If you don't plan on withdrawing your funds for some time, MRFCU's CD program is a great way to make the best use of your funds by earning interest with our competitive rate! 

 

 

 

 

 

4.00% APY

$2,500 max

 

 

 

1.30% APY

$5,000 min

 

 

 

2.20% APY

$5,000 min

2.15% APY

$2,500 min

 

 

 

Frequently Asked Questions:

How do I Open a CD Account?
How do I Open a CD Account?
To open a CD, you first must be a member of the credit union.

You can start your membership by submitting a membership application, a copy of your drivers license and an initial deposit of at least $25.00.

Click Here to see more about becoming a member.

If you are already a member of the credit union, you can open up a CD account by visiting us, or my contact us at our main office. To find our how to contact us, Click Here.

Is there a minimum to open a CD?
Is there a minimum to open a CD?
Yes, currently our 12-Month CD program has a minimum deposit of $2,500.00.

This deposit has to be new money, or new funds brought into the credit union.

If you are interested in other CD products, please let us know! We are always looking for new ways to better help our members.

Are there any fees if I withdraw early?
Are there any fees if I withdrawal early?

If you withdraw your funds from the credit union before the end of your CD term is complete, you will be deducted a fee of 3 months total interest.

If you have additional questions about this, please reach out to us at our main office.

CONTACT US

LOCATIONS
LOCATIONS

MRFCU's Main Office is Located at:

346 Sunrise Highway
West Babylon NY 11704

 

For nationwide convenient access, find a location closer to you!
SHARED-BRANCH    |    ATMs

EMAIL US

CALL US
CALL US

Main Office:

1-833-67-METRO

1-833-676-3876

 

After Hours Debit Card Support:

1-888-241-2510

Click to Learn More:

Savings

Your membership with MRFCU begins with a savings account. In fact, your savings account makes you an owner of the credit union!

Our savings accounts have above average interest, and costs you nothing!

Learn More

 

Savings

Checking

In addition to have a savings account with the credit union, you can choose to open a checking account.

There is no minimum balance and there are no service fees. Just easier access to your deposits.

Learn More

Checking

Certificate of Deposit

MRFCU is now offering Certificates of Deposit (CD's) at competitive rates!

Click to Learn More

CD's

Forms

All of our forms, digital and/or printable, can be found at the below web page:

Learn More

Forms

Online Banking

Your account is just one touch away with our Online Banking Access.

View you account, request transfers, view statements and more.

Learn More

Online Banking

Business Accounts

MRFCU is happy to provide business accounts to our members!

Business banking done right: Free, Simple & Convenient!

Learn More!

Business