Security & Protection
As a member of MRFCU, you are able to access your account at any point-of-sale or ATM by means of our ATM Debit Card. To get a Debit Card you must be a member, and must have a checking account with the credit union.
When on the go, your Debit Card gives you Nationwide Access to over 30,000 surcharge-free ATMs!
The service and rates of your personal credit union, with the reach of a national bank.
Frequently Asked Questions:
You can start your membership by submitting a membership application, a copy of your drivers license and an initial deposit of at least $25.00.
Click Here to see more about becoming a member.
If you are already a member of the credit union, but do not have a debit card, you can request one by submitting our 'account change' form. You will need to open a checking account if you do not already have one, and then request a debit card.
You can access that form HERE. Keep in mind, all joint owners will need to sign this form, and submit a copy of their ID.
Yes, for your account's security there are transaction limits put in place based on your cardholder agreement. If you have questions about the limits put on your card, please contact our office during office hours. You can reach us at 631-661-4800 x371 or by clicking HERE.
Our debit cards also have the option to be set up with a Mastercard SecureCode.
Just like using a PIN at the ATM, a private code would be required when using your Debit Card at participating online merchants. Once your identity is confirmed by MRFCU, the purchase is complete. It it much more secure, and it is fast and easy.
Click to Learn More:
Your membership with MRFCU begins with a savings account. In fact, your savings account makes you an owner of the credit union!
Our savings accounts have above average interest, and costs you nothing!
In addition to have a savings account with the credit union, you can choose to open a checking account.
There is no minimum balance and there are no service fees. Just easier access to your deposits.
Even though we only have one MRFCU location, you can visit over 5,600 different credit union branchesand 30,000 surcharge free ATMs nationwide where you can access and transact on your account.