Boats & RVs

Flexible Terms
up to 12 Years New and Used

Competetive Rates

Repayment Options
with Fee-Free Skip Payments

Apply Now

BOAT LOANS

Up to 70% the Value of Boat

Up to a 12 year term

As low as 3.99% APR

New Boats

Up to 12 Years | % APR

Used Boats

Up to 12 Years | % APR

Rates Disclosure

Rates subject to change with or without notice. All lending offers are subject to a full credit history review and approval. Applicants who are not approved for advertised rates may be offered credit at a higher rate and/or different terms.

Current New Boat Rates

96 Months

3.99 %

APR∗

$12.19

Price per Thousand

120 Months

3.99 %

APR∗

$10.13

Price per Thousand

144 Months

3.99 %

APR∗

$8.76

Price per Thousand

More Terms Avaliable

12 Months | 3.99 % APR∗

$85.16 Price per Thousand

24 Months| 3.99 % APR∗

$43.43 Price per Thousand

36 Months | 3.99 % APR∗

$29.53 Price per Thousand

48 Months | 3.99% APR∗

$22.58 Price per Thousand

60 Months | 3.99% APR∗

$18.42 Price per Thousand

72 Months | 3.99% APR∗

$15.65 Price per Thousand

84 Months | 3.99% APR∗

$13.67 Price per Thousand

96 Months | 3.99% APR∗

$12.19 Price per Thousand

108 Months | 3.99% APR∗

$11.04 Price per Thousand

120 Months | 3.99% APR∗

$10.13 Price per Thousand

132 Months | 3.99% APR∗

$9.38 Price per Thousand

144 Months | 3.99% APR∗

$8.76 Price per Thousand

Current Used Boat Rates

96 Months

4.99 %

APR∗

$12.66

Price per Thousand

120 Months

4.99 %

APR∗

$10.61

Price per Thousand

144 Months

4.99 %

APR∗

$9.25

Price per Thousand

More Terms Avaliable

12 Months | 4.99 % APR∗

$85.62 Price per Thousand

24 Months| 4.99 % APR∗

$43.88 Price per Thousand

36 Months | 4.99% APR∗

$29.98 Price per Thousand

48 Months | 4.99% APR∗

$23.04 Price per Thousand

60 Months | 4.99% APR∗

$18.88 Price per Thousand

72 Months | 4.99% APR∗

$16.11 Price per Thousand

84 Months | 4.99% APR∗

$14.14 Price per Thousand

96 Months | 4.99% APR∗

$12.66 Price per Thousand

108 Months | 4.99% APR∗

$11.52 Price per Thousand

120 Months | 4.99% APR∗

$10.61 Price per Thousand

132 Months | 4.99% APR∗

$9.87 Price per Thousand

144 Months | 4.99% APR∗

$9.25 Price per Thousand

RV LOANS

Up to 70% the Value of RV

Up to a 12 year term

As low as 3.99% APR

New RV

Up to 12 Years | % APR

Used RV

Up to 12 Years | % APR

Rates Disclosure

Current New RV Rates

96 Months

3.99 %

APR∗

$12.19

Price per Thousand

120 Months

3.99 %

APR∗

$10.13

Price per Thousand

144 Months

3.99 %

APR∗

$8.76

Price per Thousand

More Terms Avaliable

12 Months | 3.99 % APR∗

$85.16 Price per Thousand

24 Months| 3.99 % APR∗

$43.43 Price per Thousand

36 Months | 3.99 % APR∗

$29.53 Price per Thousand

48 Months | 3.99% APR∗

$22.58 Price per Thousand

60 Months | 3.99% APR∗

$18.42 Price per Thousand

72 Months | 3.99% APR∗

$15.65 Price per Thousand

84 Months | 3.99% APR∗

$13.67 Price per Thousand

96 Months | 3.99% APR∗

$12.19 Price per Thousand

108 Months | 3.99% APR∗

$11.04 Price per Thousand

120 Months | 3.99% APR∗

$10.13 Price per Thousand

132 Months | 3.99% APR∗

$9.38 Price per Thousand

144 Months | 3.99% APR∗

$8.76 Price per Thousand

Current Used RV Rates

96 Months

4.99 %

APR∗

$12.66

Price per Thousand

120 Months

4.99 %

APR∗

$10.61

Price per Thousand

144 Months

4.99 %

APR∗

$9.25

Price per Thousand

More Terms Avaliable

12 Months | 4.99 % APR∗

$85.62 Price per Thousand

24 Months| 4.99 % APR∗

$43.88 Price per Thousand

36 Months | 4.99% APR∗

$29.98 Price per Thousand

48 Months | 4.99% APR∗

$23.04 Price per Thousand

60 Months | 4.99% APR∗

$18.88 Price per Thousand

72 Months | 4.99% APR∗

$16.11 Price per Thousand

84 Months | 4.99% APR∗

$14.14 Price per Thousand

96 Months | 4.99% APR∗

$12.66 Price per Thousand

108 Months | 4.99% APR∗

$11.52 Price per Thousand

120 Months | 4.99% APR∗

$10.61 Price per Thousand

132 Months | 4.99% APR∗

$9.87 Price per Thousand

144 Months | 4.99% APR∗

$9.25 Price per Thousand

What are you waiting for?

Apply Now

CONTACT US

LOCATIONS

MRFCU's Main Office is Located at:

346 Sunrise Highway
West Babylon NY 11704

For nationwide convenient access, find a location closer to you!
SHARED-BRANCH | ATMs

EMAIL US

CALL US

Main Office:

1-833-67-METRO

1-833-676-3876

After Hours Debit Card Support:

1-888-241-2510

Click to Learn More:

Auto Loans

MRFCU offers a range of Automobile Loans:

New & Used Purchase
Private or Dealer Sales
Lease Buyout & Refinances
Equity Cash-Outs

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Auto Loans

Personal Loans

MRFCU Whether for Vacation, Home Improvement, or Bills, our flexible personal loan program is perfect to get you the funds you need.

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Personal Loans

Debt Consolidation

Save yourself the hassle and interest payments, consolidate your high interest cards and debts into one lower-interest easy-to-manage debt consolidation loan.

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Debt Consolidation

Mortgages

Our In-House mortgage programs provide you with a diverse options of home lending, from 1st Mortgages of up to 40 year terms, home equity loans, and short term investor mortgages.

Learn More

Mortgage Loans

Student Loans

In partnership with SallieMae, MRFCU is now offering Student-Loans. Find the best option for you!

Click to Learn More

Student Loans

Boat Loans

We are happy to offer loans for Boats and Recreational Vehicles to our members! Let us help you enjoy yourself!

Learn More