
Mortgage Loans

Terms up to 40 Years

Smooth Application & Closing Process

Multiple Programs To Fit Your Needs

First Mortgage
Fixed Rate Home Loans
RATE: As Low As 4.25%
TERM: 15 yr, 30 yr or 40/30 Balloon
LIMIT: *80% LTV (1 or 2 Family)
Sample Rates
15 Years
4.25 %
APR∗
$7.52
Price Per Thousand Borrowed
30 Years
5.25 %
APR∗
$5.52
Price Per Thousand Borrowed
40 Years
5.25 %
APR∗ | 40/30 Balloon
$4.99
Price Per Thousand Borrowed
Home Equity Loan
RATE: US Prime Rate - .50%
TERM: 30/10 or 40/10 Balloon
TERM: No Prepayment Penalties After 1st Year
LIMIT: *65% LTV
Please call our office at (833) 676-3876 for the current US Wall Street Prime Rate.
Fix & Flip Investor
RATE: 9.99% APR
TERM: 18 Months | Interest Only Payments
LIMIT: *50% LTV
LIMIT: Kings, Queens, Nassau or Suffolk Counties | Non-Owner Occupied
LIMIT: 1-4 Family Residential | Personally Guaranteed
Sample Rates
$50,000.00
9.99 %
APR∗
$416.25
18 Months Interest Only
$100,000.00
9.99 %
APR∗
$832.50
18 Months Interest Only
$300,000.00
9.99 %
APR∗
$2497.50
18 Months Interest Only
Interested in Learning More?
CONTACT US
LOCATIONS
LOCATIONS
MRFCU's Main Office is Located at:
346 Sunrise Highway
West Babylon NY 11704
For nationwide convenient access, find a location closer to you!
SHARED-BRANCH | ATMs
CALL US
CALL US