
Mortgage Loans

Terms up to 30 Years

Smooth Application & Closing Process

Multiple Programs To Fit Your Needs
1st Mortgage
Up to $425,000.00
15, 30 or 40 Year Amortization
Fixed Rate as low as 3.00% APR | 80% LTV
Sample Rates
15 Years
3.00 %
APR∗
$172.66
Price per $25,000.00
30 Years
3.50 %
APR∗
$112.29
Price per $25,000.00
40 Years
3.50 %
APR∗ | 40/30 Balloon Amortization
$96.88
Price per $25,000.00
Home Equity Loan
Up to 65% CLTV
10 Year Balloon
3.00% APR*
30 or 40/10 Balloon | No Prepayment Penalty after 1st Year
Sample Rate
30/10 Balloon
3.00 %
APR∗
$42.17
Price Per $10,000.00
40/10 Balloon
3.00 %
APR∗
$35.81
Price Per $10,000.00
Fix & Flip Investor
Up to $300,000.00
18 month term | Interest Only
9.99% APY | 50% LTV
Kings, Queens, Nassau & Suffolk Only | Non-Owner Occupied | 1-4 Family Residential | Personally Guaranteed
Sample Rates
$50,000.00
9.99 %
APR∗
$416.25
18 Months Interest Only
$100,000.00
9.99 %
APR∗
$832.50
18 Months Interest Only
$300,000.00
9.99 %
APR∗
$2497.50
18 Months Interest Only
Interested in Learning More?
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MRFCU's Main Office is Located at:
346 Sunrise Highway
West Babylon NY 11704
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