Mortgage Loans

Extended Terms up to 40 Years!

Smooth Application & Closing Process

Multiple Programs To Fit Your Needs

 

1st Mortgage

   Up to $350,000.00

   30 or 40 year Term

 4.875% APY |  75% LTV

   15/15 ARM | Adjustment to Prime +0.75%, Max Increase of 4.00%

Sample Rates

30 Years

4.875 %

APR∗

$133.38

Price per $25,000.00

40 Years

4.875 %

APR∗

$118.57

Price per $25,000.00

Home Equity

   Up to $35,000.00

   10 Year Term

 5.875% APY |  75% LTV

   30/10 Balloon | No Prepayment Penalty after 1st Year

Sample Rate

$35,000.00

5.875 %

APR∗

$207.17

30/10 Balloon Home Equity 

Fix & Flip Investor

   Up to $300,000.00

   18 month term | Interest Only

   9.99% APY |  50% LTV

   Kings, Queens, Nassau & Suffolk Only | Non-Owner Occupied | 1-4 Family Residential | Personally Guaranteed

Sample Rates

$50,000.00 

9.99 %

APR∗

$416.25

18 Months Interest Only

$100,000.00

9.99 %

APR∗

$832.50

18 Months Interest Only

$300,000.00

9.99 %

APR∗

$2497.50

18 Months Interest Only

Interested in Learning More?

CONTACT US

LOCATIONS
LOCATIONS

MRFCU's Main Office is Located at:

346 Sunrise Highway
West Babylon NY 11704

 

For nationwide convenient access, find a location closer to you!
SHARED-BRANCH    |    ATMs

EMAIL US
EMAIL US

Support Email Address:

creditunion@mrfcu.com

 

Secure Email Platform:

CLICK HERE

CALL US
CALL US

Main Office:

631-661-4800 x371

 

After Hours Debit Card Support:

1-888-241-2510

Click to Learn More:

Auto Loans

MRFCU offers a range of Automobile Loans:

  1. New & Used Purchase
  2. Private or Dealer Sales
  3. Lease Buyout & Refinances
  4. Equity Cash-Outs

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Auto Loans
Personal Loans

MRFCU Whether for Vacation, Home Improvement, or Bills, our flexible personal loan program is perfect to get you the funds you need.

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Personal Loans
Debt Consolidation

Save yourself the hassle and interest payments, consolidate your high interest cards and debts into one lower-interest easy-to-manage debt consolidation loan.

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Debt Consolidation
Mortgages

Our In-House mortgage programs provide you with a diverse options of home lending, from 1st Mortgages of up to 40 year terms, home equity loans, and short term investor mortgages.

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Mortgage Loans
Student Loans

In partnership with SallieMae, MRFCU is now offering Student-Loans. Find the best option for you!

Click to Learn More

Student Loans
Boat Loans

We are happy to offer loans for Boats and Recreational Vehicles to our members! Let us help you enjoy yourself!

Learn More

Boats & RVs