The Metro Realtors Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one another. The volunteer board that runs each credit union is elected by the members.
One-Time Passcode (OTP) Enablement
We are enhancing the security of your online transactions on May 1st, 2025. One-time passcodes sent to your phone or email for transactions that exhibit higher levels of risk will now include more transparent, detailed information to help you better verify purchases.
Please become familiar with the new one-time passcode experiences (via text and/or email) below that now include merchant and purchase amount:
This change is part of our efforts to better protect your transactions and provide a modern experience. As a reminder, one-time passcodes are personal and unique to your online transaction. Never share it with anyone who calls you, texts you or emails you to ask for the code. Keep in mind that MRFCU will never ask you to share a one-time passcode with them.
We appreciate your understanding and cooperation as we work to improve your security and transaction experience.
Thank you for always being a valued member.
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Notice
The credit union reserves the right to require prior written notice of intention to withdraw all or any part of shares, not to exceed the notice requirement as set forth in the credit union by-laws Article 3 Section 5.
TO ENSURE TIMELY PROCESSING OF YOUR MAIL, PLEASE SEND ALL MAIL TO: P. O. BOX 1629, WEST BABYLON NY 11704.
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Main Office
Monday—Friday 8:30am—4:30pm
Excludes Holidays
300 Sunrise Highway
West Babylon · NY · 11704
Call Us at: 833-676-3876
Fax: 631-482-1891
Bundle multiple accounts to save on loan rates and maximize your savings.
For members with multiple accounts, let us cash out up to 90% of your car and up to 90% of money market for cash. Add a new or used car loan for silver or gold member bundles to save up to 0.50% on loans and saving rates.
Call or Email us today for details: 833-676-3876 or creditunion@mrfcu.com
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Please call the credit union to update your Email and Cell Phone Number before May 1st, 2025. As of May 1st , any online purchases made with your debit card will require a One-Time Passcode. This code will be sent to your Cell Phone Number or to your Email, whichever you prefer.
This will reduce the risk of fraud and give you peace of mind in the security of your online purchase.
Feel free to call or email the credit union at: 833-676-3876 | creditunion@mrfcu.com
See Home Page for Samples of Passcode Emails and Texts
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