Membership

As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. 

 

We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.

How do I Become a Member?

Becoming a member is easy. If you are eligible, all you need to do is Apply to open an Account. Every new member must open a savings account with at minimum deposit of $25.

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Becoming a member is easy. If you are eligible, all you need to do is Apply to open an Account. Every new member must open a savings account with at minimum deposit of $25.

This savings account is considered a "Share-Savings". That means that by your opening an account, and depositing, you become a part owner of MRFCU! You have a say in your credit union, such as during our annual meeting when we nominate and vote in our volunteer board of directors.

Once you open your savings account, you are now able to apply for and take advantage of all of our other banking and lending services!

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Who is Eligible for Membership?

MRFCU membership is available to all members of the Long Island Board of Realtors® (LIBOR), their relatives, and employees of LIBOR and their relatives. Relatives of current MRFCU members are also eligible. 

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Unlike some credit unions, MRFCU has a specific field of membership in our Charter with the NCUA (National Credit Union Administration). This means we only provide services to a specific group of people.

MRFCU membership is available to all members of the Long Island Board of Realtors® (LIBOR), their relatives, and employees of LIBOR and their relatives. Relatives of current MRFCU members are also eligible. 

Because we focus our efforts on a select group, we are able to provide services that better meet their needs. If eligible, take advantage of what we are providing for you!

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Is there a Cost for Membership?

Simple put, no. MRFCU is a non-profit institution. We charge no service fees, membership fees, or maintenance fees.

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There is no cost for membership.

MRFCU is a non-profit institution. We do not have a separate group of investor that we are looking to please financially. As a credit union, our members are our investors and owners. Because of this, your concerns, our member's concerns, are the most important to us.

We charge no service fees, membership fees, or maintenance fees. Rather than there being a cost, our members end up saving money by using our services!

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Become a Member Today!

CONTACT US

LOCATIONS
LOCATIONS

MRFCU's Main Office is Located at:

346 Sunrise Highway
West Babylon NY 11704

 

For nationwide convenient access, find a location closer to you!
SHARED-BRANCH    |    ATMs

EMAIL US
EMAIL US

Support Email Address:

creditunion@mrfcu.com

 

Secure Email Platform:

CLICK HERE

CALL US
CALL US

Main Office:

631-661-4800 x371

 

After Hours Debit Card Support:

1-888-241-2510

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Membership

Banking with MRFCU starting with becoming a member.

Our institution has a specific group that is eligible, which allows us to provide focused and tailored service to our members.

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Membership

Banking

MRFCU offers a wide variety of fee-free banking services.

You'll enjoy banking with our non-profit institution that really cares about it's members!

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Banking

Loans

We are here to help you save with low monthly payments and low interest rates.
Our variety of Loan Products can help you reduce the cost of your debts and have stress free auto and home purchases.

 Click to Learn About our Services

Loans

Locations

Visit us at our Home Office, or find a location closer to you!

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Locations

Rates

View a concise list Savings and Loan Rates.

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Rates