Rates | Metro Realtors FCU

Rates

Shares
Savings
$100,000+ Balance	0.45% APY
$50,000+ Balance	0.25% APY
$100+ Balance	0.20% APY

Premium Money Market
$25,000.00 – $99,999.99	0.75% APY
$100,000+	1.5% APY

CDs
18 Month CD for New Member	$10,000 max	4.00% APY
6 Month CD	$500 min	4.60% APY
12 Month CD	$500 min	3.10% APY
12 Month CD	$500 min	3.00% APY
APY = Annual Percentage Yield All rates and terms are subject to change and should be verified with customer service associate at the time of application. A penalty may be imposed for early withdrawal on CDs. (Penalty may reduce principal) If your CD renews automatically at maturity, the interest rate will be the prevailing renewal rate in effect at maturity. (Restrictions may apply)

Loan Interest Rates
New Auto
Duration	Per Thousand Borrowed	Rate
60 Months	$18.60	4.40% APR
72 Months	$15.94	4.65% APR
84 Months	$14.10	4.90% APR
Pre-Owned Auto
Duration	Per Thousand Borrowed	Rate
60 Months	$18.94	5.15% APR
72 Months	$16.29	5.40% APR
84 Months	$14.45	5.65% APR
RVs
Duration	Per Thousand Borrowed	Rate
New RV \| 12 years max	$10.16	6.75% APR
Used RV \| 12 years max	$10.43	7.25% APR

Boats
Duration	Per Thousand Borrowed	Rate
New Boat \| 12 years max	$9.77	6.00% APR
Used Boat \| 12 years max	$10.03	6.50% APR

Personal
Duration	Per Thousand Borrowed	Rate
$5000 36 Months	$31.80	8.99% APR
$12,000 84 Months	$16.05	8.99% APR

Debt Consolidation
Duration	Per Thousand Borrowed	Rate
$20,000 \| 84 months max	$16.60	9.99% APR


Share-Secured
Duration		Rate
90% of Share Balance \| 60 months	As Low As 2.75%	US Prime minus 3.0% APR
(longer terms available)

Mortgage Loans
First Mortgage
Duration	Per Thousand Borrowed	Rate
15 Year Fixed \| 80% LTV	$7.52	4.25% APR
30 Year Fixed \| 80% LTV	$5.52	5.25% APR
40/30 Balloon Fixed \| 80% LTV	$4.99	5.25% APR
Home Equity
Duration		Rate
30/10 Balloon \| 65% CLTV		US Prime minus 0.5% APR
40/10 Balloon \| 65% CLTV		US Prime minus 0.5% APR

Investor Spec
Duration	Per Thousand Borrowed
18 mo. Interest Only \| $300k Max \| 50% LTV	Interest Only Payments of $8.33	9.99% APR

APR = Annual Percentage Rate All loans are subject to credit approval. Advertised APR may change without notice.