Rates

MRFCU works hard to bring our members competitive rates for both loans and deposits.

For more information about each service and loan type, click the title of each row.

 

0.45% APY

$100,000+ Balance

0.25% APY

$50,000+ Balance

0.20% APY

$100+ Balance

 

0.50% APY

$25,000.00
- $99,999.99

1.00% APY

$100,000.00 +
_

 

4.00% APY

$2,500 max

 

 

 

1.30% APY

$5,000 min

 

 

 

2.20% APY

$5,000 min

2.15% APY

$2,500 min

 

4.40%

New Vehicles | 60 months

$18.60

Per Thousand Borrowed

4.65%

New Vehicles | 72 months

$15.94

Per Thousand Borrowed

 

5.15%

Pre-owned Vehicles | 60 months

$18.94

Per Thousand Borrowed

5.40%

Pre-Owned Vehicles | 72 months

$16.29

Per Thousand Borrowed

 

RVs

6.75%

New RV | 12 years max

As Low As

$10.16

Per Thousand Borrowed

7.25%

Pre-Owned RV | 12 years max

As Low As

$10.43

Per Thousand Borrowed

 

6.00%

New Boat | 12 years max

As Low As

$9.77

Per Thousand Borrowed

6.50%

Pre-Owned Boat | 12 years max

As Low As

$10.03

Per Thousand Borrowed

 

8.99%

$5,000 | 36 months

$31.80

Per Thousand Borrowed

8.99%

$12,000 | 84 months max

As Low As

$16.05

Per Thousand Borrowed

 

9.99%

$20,000 | 84 months max

$16.60

Per Thousand Borrowed

   

   

 

As Low As 2.75%

90% of Share Balance | 60 months (longer terms available)

   

   

 

4.25%

15 Year Fixed | 80% LTV

$7.52

Per Thousand Borrowed

5.25%

30 Year Fixed | 80% LTV

$5.52

Per Thousand Borrowed

5.25%

40/30 Balloon Fixed | 80% LTV

$4.99

Per Thousand Borrowed

 

U.S. Prime Rate - .50%

30/10 Balloon | 65% LTV

*No Prepayment Penalties After 1st Year

U.S. Prime Rate - .50%

40/10 Balloon | 65% LTV

*No Prepayment Penalties After 1st Year

 

9.99%

18 mo. Interest Only | $300k Max | 50% LTV

Interest Only Payments of

$4.46

Per Thousand Borrowed

   

   

CONTACT US

LOCATIONS
LOCATIONS

MRFCU's Main Office is Located at:

346 Sunrise Highway
West Babylon NY 11704

 

For nationwide convenient access, find a location closer to you!
SHARED-BRANCH    |    ATMs

CALL US
CALL US

Main Office:

1-833-67-METRO

1-833-676-3876

 

After Hours Debit Card Support:

1-888-241-2510

Click to Learn More:

Membership

Banking with MRFCU starting with becoming a member.

Our institution has a specific group that is eligible, which allows us to provide focused and tailored service to our members.

Click to Learn More

 

Membership

Banking

MRFCU offers a wide variety of fee-free banking services.

You'll enjoy banking with our non-profit institution that really cares about it's members!

Learn More

Banking

Loans

We are here to help you save with low monthly payments and low interest rates.
Our variety of Loan Products can help you reduce the cost of your debts and have stress free auto and home purchases.

 Click to Learn About our Services

Loans

Locations

Visit us at our Home Office, or find a location closer to you!

Learn More

Locations

Rates

View a concise list Savings and Loan Rates.

Learn More

Rates