Rates
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Shares |
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| Savings | |||
| $100,000+ Balance | 0.45% APY | ||
| $50,000+ Balance | 0.25% APY | ||
| $100+ Balance | 0.20% APY | ||
| Premium Money Market |
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| $25,000.00 – $49,999.99 | 0.50% APY | ||
| $50,000.00 – $99,999.99 | 0.75% APY | ||
| $100,000+ | 1.50% APY | ||
| CDs | |||
| 18 Month CD for New Member | $10,000 max | 4.00% APY | |
| 6 Month CD | $500 min | 4.60% APY | |
| 12 Month CD | $500 min | 4.85% APY | |
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Loan Interest Rates |
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| New Auto | |||
| Duration | Per Thousand Borrowed | Rate | |
| 48 Months | $23.27 | 5.50% APR | |
| 60 Months | $19.11 | 5.50% APR | |
| 72 Months | $16.58 | 6.00% APR | |
| 84 Months | $14.86 | 6.50% APR | |
| 96 Months* | $13.64 | 7.00% APR | |
| Pre-Owned Auto | |||
| Duration | Per Thousand Borrowed | Rate | |
| 48 Months | $23.50 | 6.00% APR | |
| 60 Months | $19.58 | 6.50% APR | |
| 72 Months | $17.06 | 7.00% APR | |
| 84 Months | $15.35 | 7.50% APR | |
| RVs | |||
| Duration | Per Thousand Borrowed | Rate | |
| New RV | 12 years max | $10.16 | 6.75% APR | |
| Used RV | 12 years max | $10.43 | 7.25% APR | |
| Boats | |||
| Duration | Per Thousand Borrowed | Rate | |
| New Boat | 12 years max | $9.77 | 6.00% APR | |
| Used Boat | 12 years max | $10.03 | 6.50% APR | |
| Personal | |||
| Duration | Per Thousand Borrowed | Rate | |
| $5000 36 Months | $31.80 | 8.99% APR | |
| $12,000 84 Months | $16.05 | 8.99% APR | |
| Debt Consolidation | |||
| Duration | Per Thousand Borrowed | Rate | |
| $20,000 | 84 months max | $16.60 | 9.99% APR | |
| Share-Secured | |||
| Duration | Rate | ||
| 90% of Share Balance | 60 months | As Low As 5.25% | US Prime minus 3.0% APR | |
| (longer terms available) | |||
| Mortgage Loans | |||
| First Mortgage | |||
| Duration | Per Thousand Borrowed | Rate | |
| 15 Year Fixed | 80% LTV | $7.52 | 4.25% APR | |
| 30 Year Fixed | 80% LTV | $5.52 | 5.25% APR | |
| 40/30 Balloon Fixed | 80% LTV | $4.99 | 5.25% APR | |
| Home Equity | |||
| Duration | Rate | ||
| 30/10 Balloon | 65% CLTV | US Prime minus 0.5% APR | ||
| 40/10 Balloon | 65% CLTV | US Prime minus 0.5% APR | ||
| Investor Spec | |||
| Duration | Per Thousand Borrowed | ||
| 18 mo. Interest Only | $300k Max | 50% LTV | Interest Only Payments of $8.33 | 9.99% APR | |
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