Text Resize A A A

Accounts

At Metro Realtors Federal Credit Union (MRFCU) , we offer many different types of accounts, suiting needs of all different kinds. Check out some of what we offer below:

Share Accounts

As a Realtor® you can take advantage of the benefits that come with an MRFCU Savings Account! Support your community, benefit from our great rates and relax with our personal service.

A share savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. A $25.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.

Learn More About Savings


Certificate of Deposit

When you invest in a Certificate Of Deposit, your money will earn a highly competitive interest rate. Since you lock in the rate for the entire term of you Certificate Of Deposit, this is an excellent way to boost your savings yields without the risk of market fluctuations.

If you don’t plan on withdrawing your funds for some time, MRFCU’s CD program is a great way to make the best use of your funds by earning interest with our competitive rate!

  • Secure and Insured Deposit
  • Competitive Rates
  • No Hidden Fees or Charges

Loans

Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, your dream home or a college education for your kids, you will find low rates, affordable payments and personal service right here at MRFCU.

  • New and Used Auto Loans
  • Boat and RV Loans
  • Home Improvement Loans
  • Mortgage
  • Consolidation Loans
  • Vacation Loans
  • Shared secure Loans

Share Draft (Checking)

With MRFCU’s free checking, you don’t have to worry about a minimum balance, direct deposit requirements, maintenance fees or having a required number of transactions.

You also get a FREE Debit Card that can be used at more than 30,000 ATM locations nationwide.

Checking accounts as they should be: Simple, Fee-Free and Accessible!

  • No Required Minimum Balance
  • No Maintenance or Service Fees
  • Surcharge Fee ATM and Debit Card Usage
  • Nationwide Access at Thousands of Locations

Learn More About Checking


Debit Cards

As a member of MRFCU, you are able to access your account at any point-of-sale or ATM by means of our ATM Debit Card. To get a Debit Card you must be a member, and must have a checking account with the credit union.

  • Surcharge Free ATM Access
  • No Minimum Required Transactions
  • Security & Protection Against Fraud
Convenient Access

When on the go, your Debit Card gives you Nationwide Access to over 30,000 surcharge-free ATMs!  The service and rates of your personal credit union, with the reach of a national bank.

Find an ATM Near You

Frequently Asked Questions:

How do I get a Debit Card?

To get a debit card, you must first be a member of the credit union. When you apply for membership, you can request to open a checking account and receive a debit card.

Click Here to see more about becoming a member.

If you are already a member of the credit union, but do not have a debit card, you can request one by submitting our ‘account change’ form. You will need to open a checking account if you do not already have one, and then request a debit card.

You can access that form on our forms page by clicking HERE. Keep in mind, all joint owners will need to sign this form, and submit a copy of their ID.

What if my card is not working?

During our business hours (Mon-Fri 8:30-4:30) you can contact us at 631-661-4800 x371.

For after hours calls, you can contact our debit card support at 1-888-241-2510. Keep in mind, this after hours number is only for debit card issues.

Are there limits on my card?

Yes, for your account’s security there are transaction limits put in place based on your cardholder agreement. If you have questions about the limits put on your card, please contact our office during office hours. You can reach us at 631-661-4800 x371.

Learn more about Debit Cards


Credit Card

Enjoy exceptional benefits with your Credit Union Credit Card! Savings, value, and security!

Why carry a card from anybody other than the people you already know and trust? Our credit cards offer great rates, plus benefits designed to make your life easier:

  • Competitive, variable rate
    Credit line up to $25,000
    25-day grace period on purchases

Applying is fast and easy!
Call: (888) 415-6154 or you can apply online by clicking here.

Learn more about Credit Cards


 

Direct Deposit and Payroll Deduction

Money management is simple and automatic with these two free services:

Direct Deposit – Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.

Payroll Deduction – This great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.

Debit Cards – With a Debit Card from MRFCU, you can perform transactions at any Cirrus ATM across the country. Your Debit Card gives you 24-hour account access, so you’ll never have to wait for business hours again!