Savings Accounts

Earn Above-Average
Savings Interest

Nationwide Access at
Thousands of Locations

No Maintenance
or Service Fees

As a Realtor® you can take advantage of the benefits that come with an MRFCU Savings Account! Support your community, benefit from our great rates and relax with our personal service.

Become a Member Today

Current Rates

Savings $100.00 +

0.50%

% APY

Savings $100,000.00 +

0.65%

% APY

Let's Compare:

Banks*

Average Bank Rate

The average Bank Savings rate listed is the APY (Annual Percentage Yield) for Regular Savings Accounts, with at least a $1,000.00 balance, taken from the NCUA December 2019 Average Credit Union and Bank Rates Report.

% APY

Credit Unions*

Average Bank Rate

The average Credit Union Savings rate listed is the APY (Annual Percentage Yield) for Regular Savings Accounts, with at least a $1,000.00 balance, taken from the NCUA December 2019 Average Credit Union and Bank Rates Report.

% APY

MRFCU*

MRFCU Rate

APY = Annual Percentage Yield. Rates subject to change with or without notice, and Rates on Savings accounts may change after the account is opened. A minimum balance of $100.00 must be mainted in the Savings account to earn APY. Additional account disclosures can be found HERE.

% APY

Frequently Asked Questions:

How do I Open a Savings Account?

When you become a member of the credit union, you are opening up a savings account.

You can start your membership by submitting a membership application, a copy of your drivers license and an initial deposit of at least $25.00.

Click Here to see more about becoming a member.

If you are already a member of the credit union, you already have a savings account with us! You can choose to open a separate account if you would like to. Simply follow the same application process listed above.

Can I have more than one Savings Account?

Yes. You can either choose to open a separate account (with a separate member number) or you can open a sub-account.

Some of our members wish to have separate accounts rather than sub-accounts. This helps them choose specific joint owners, or beneficiaries for those separate accounts. To open a new account, CLICK HERE .

Some of our members find that having sub-accounts is easier to manage, since the accounts all fall under one membership, or member number. To open a sub account, CLICK HERE.

We are happy to help you save, in whatever way is best for you!

Are my Deposits Insured?

Are my Deposits Insured

Yes! Your funds are insured through the NCUA (National Credit Union Administration). This administration insures your funds similar to how the FDIC insures funds deposited at a Bank. Individual Owners are insured up to $250,000.00. Having Joint Owners and/or beneficiaries on your account increases how much of your funds are insured.

For more information contact us, or visit www.NCUA.gov.

Banking Disclosures

CONTACT US

LOCATIONS

MRFCU's Main Office is Located at:

346 Sunrise Highway
West Babylon NY 11704

For nationwide convenient access, find a location closer to you!
SHARED-BRANCH | ATMs

EMAIL US

Support Email Address:

creditunion@mrfcu.com

Secure Email Platform:

CLICK HERE

CALL US

Main Office:

631-661-4800 x371

After Hours Debit Card Support:

1-888-241-2510

Click to Learn More:

Savings

Your membership with MRFCU begins with a savings account. In fact, your savings account makes you an owner of the credit union!

Our savings accounts have above average interest, and costs you nothing!

Learn More

Savings

Checking

In addition to have a savings account with the credit union, you can choose to open a checking account.

There is no minimum balance and there are no service fees. Just easier access to your deposits.

Learn More

Checking

Certificate of Deposit

MRFCU is now offering Certificates of Deposit (CD's) at competitive rates!

Click to Learn More

CD's

Forms

All of our forms, digital and/or printable, can be found at the below web page:

Learn More

Forms

Online Banking

Your account is just one touch away with our Online Banking Access.

View you account, request transfers, view statements and more.

Learn More

Online Banking

Convenience

Even though we only have one MRFCU location, you can visit over 5,600 different credit union branchesand 30,000 surcharge free ATMs nationwide where you can access and transact on your account.

Find a Location Near You!