Even though we only have one LIRFCU location, you can visit over 5,600 different credit union branches around the country and transact on your account. LIRFCU is also connected to a network of nearly 30,000 surcharge free ATMs.
The following rates are the APY (Annual Percentage Yield) for Regular Savings Accounts, with at least a $1,000.00 balance, taken from the NCUA June 2017 Average Credit Union and Bank Rates Report.
When you become a member of the credit union, you are opening up a savings account. You can start your membership by submitting a membership application, along with a copy of your drivers license and an initial deposit.
Click Here to see more about becoming a member.
If you are already a member of the credit union, you already have a savings account with us! You can choose to open a separate account if you would like to. Simply follow the same application process listed above.
Yes. You can choose to open a separate account by submitting a new membership application. Or you can add a sub-account to your existing account.
Some of our members wish to have separate accounts rather than sub-accounts. This helps them choose specific joint owners, or beneficiaries for those separate accounts.
Some of our members find that having sub-accounts is easier to manage, since the accounts all fall under one membership, or member number.
We are happy to help you save, in whatever way is best for you!
Yes. Your funds are insured through the NCUA (National Credit Union Administration). This administration insures your funds similar to how the FDIC insures funds deposited at a Bank. Individual Owners are insured up to $250,000.00. Having Joint Owners and/or beneficiaries on your account increases how much of your funds are insured.
For more information contact us, or visit www.NCUA.gov.
When you have a checking account, you can choose to be issued a Debt Card associated with the account.
This will give you access to our Nationwide network of surcharge-free ATMs, and access to your fund through Debit (PIN-Based) or Credit (Signature-Based) transactions.
