
Auto Loans

Unbeatable Rates

Flexible Terms
up to 84 months New and Used

Repayment Options
with Fee-Free Skip Payments

Let's Compare Auto Rates!
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MRFCU
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Used | % APR
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Average Rates
The following rates are the APR (Annual Percentage Rate) for New and Used Auto Loans taken from the NCUA September 2018 Average Credit Union and Bank Rates Report. The Used car rates apply for 48 month terms. The New car rates apply to 60 month terms.
New Auto
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New Auto Loans
1. MRFCU can provide Auto Loans of any value. However, the loan value cannot exceed our evaluation of the vehicle's value. Applications that exceed $50,000.00 are limited to 90% of the estimated value, and applications that exceed $100,000.00 require special approval, and may be approved with different terms. 2. The advertised rate of 2.90% APR is for a 60 months term. This lowest advertised rate will change to 3.15 % APR for 72 months, and 3.40% APR for 84 months. All lending offers are subject to a full credit history review and approval. Applicants who are not approved for advertised rates may be offered credit at a higher rate and/or different terms.
Details
100% Vehicle Value
Up to an 84 Month Term
As low as 2.90% APR
Sample New Vehicle Rates
60 Months
2.90%
APR
$17.92
Price per Thousand
72 Months
3.15 %
APR
$15.26
Price per Thousand
84 Months
3.40 %
APR
$13.394
Price per Thousand
More Terms Avaliable
APR=Annual Percentage Rate. Rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms.
12 Months
2.90 %
APR
$84.65
Price per Thousand
24 Months
2.90 %
APR
$42.94
Price per Thousand
36 Months
2.90 %
APR
$29.04
Price per Thousand
48 Months
2.90 %
APR
$22.09
Price per Thousand
APR=Annual Percentage Rate. Rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms.
Used Auto
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Used Auto Loans
1. MRFCU can provide Auto Loans of any value. However, the loan value cannot exceed our evaluation of the vehicle's value. Applications that exceed $50,000.00 are limited to 90% of the estimated value, and applications that exceed $100,000.00 require special approval, and may be approved with different terms. 2. The advertised rate of 3.15% APR is for a 60 months term. This lowest advertised rate will change to 3.40 %APR for 72 months, and 3.65 %APR for 84 months. All lending offers are subject to a full credit history review and approval. Applicants who are not approved for advertised rates may be offered credit at a higher rate and/or different terms.
Details
100% Vehicle Value
Up to an 84 Month Term
As low as 3.15% APR
Sample Used Vehicle Rates
60 Months
3.15 %
APR
$18.04
Price per Thousand
72 Months
3.40 %
APR
$15.37
Price per Thousand
84 Months
3.65 %
APR
$13.51
Price per Thousand
More Terms Avaliable
APR=Annual Percentage Rate. Rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms.
12 Months
3.15 %
APR
$84.76
Price per Thousand
24 Months
3.15 %
APR
$43.05
Price per Thousand
36 Months
3.15 %
APR
$29.15
Price per Thousand
48 Months
3.150 %
APR
$22.20
Price per Thousand
APR=Annual Percentage Rate. Rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms.
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Refinance
Use our pain-free refinancing program to Save Interest and Lower Your Rate!
Consolidate
You can even Cash-Out your car's equity to consolidate high interest debt into a Low Interest auto loan.
CONTACT US
LOCATIONS
LOCATIONS
MRFCU's Main Office is Located at:
346 Sunrise Highway
West Babylon NY 11704
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