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Skip payment program

*By participating in the Skip-A-Payment program, you authorize MRFCU to advance your loan due date by one month or the two month’s maximum allowed per year for the eligible loan(s) you select and acknowledge that this may extend the maturity date of your loan(s). Ask about applicable fees. You also acknowledge that this request does not change your legal obligation to the Credit Union, that your loan agreement with the Credit Union requires regular monthly payments, and that the Credit Union is merely permitting you to defer payment for the month(s) indicated. Interest will continue to accrue on the unpaid balance(s) during the month you skip a payment. All accounts must be in good standing to participate. MRFCU reserves the right to refuse any skip-a-payment request. Mortgage Loans do not qualify for skip payments. If approved, your regular monthly payment will resume the month following your skipped payment. Payments made through payroll deductions or Direct Deposit will be transferred to your primary account during the month you choose to skip and will be subsequently available for withdrawal.

Moving & Shared-Branching


After more than 50 years, MRFCU is excited to announce that we have moved to a new location at

535 Broadhollow Rd , Suite A4, Melville, NY 11747 (South Entrance) . Come visit our new location in person or take advantage of convenient Shared Branch Centers for in-person banking. Surcharge-free ATMs are also available for use. Please refer to the link below for any clarifications on how to take advantage of Shared-Branching and ATM locations near you. Text your zip code to 91989.

 Click Here to Learn More About Shared-Branching

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