Checking Accounts

No Required
Minimum Balance

No Maintenance
or Service Fees

Surcharge Fee ATM
and Debit Card Usage

Nationwide Access at
Thousands of Locations

With MRFCU's free checking, you don't have to worry about a minimum balance, direct deposit requirements, maintenance fees or having a required number of transactions.

 

A checking account as it should be: Simple, Fee-Free and Accessible!

 


Start Checking with MRFCU

ONLINE ACCESS

Access your account through our Online Banking to

View your Current Account Balance

• Instantly Transfer Funded Between your MRFCU accounts

Request Electronic Transfers or Wire Transfers to other Institutions

Sign up for and view your Account's E-Statements

Frequently Asked Questions:

How do I Open a Checking Account?
How do I Open a Checking Account?
When you become a member of the credit union, you are opening up a savings account.  At this time you can also choose to open a checking account. You cannot open a checking account without a savings account.

If you do not yet have an account, or your are not yet a member, Click Here.

If you are already a member of the credit union, you already have a savings account with us! To add a checking account, or to request a debit card, Click Here.

How do I get a Debit Card?
How do I get a Debit Card?

In order to have an ATM Debit card, you must first open a checking account. At the time of opening a checking account, you can request to have a card issued to you.

Since an ATM Debit card must be requested, you may have a checking account but not a Debit Card. If this is the case, you can always request a Debit Card Here.

Where do I Get Checks?
Where do I Get Checks?

We are happy to provide a starter pack of checks for all new checking accounts. You can request this when you open your account.

If you wish to purchase more checks for your account through the credit union, or if you never received your starter pack, please contact us at 631-661-4800 ext 371.

You can also use the reorder form that came with your starter checks or visit any check printing company, and simply provide them with your account and routing numbers.

CONTACT US

LOCATIONS
LOCATIONS

MRFCU's Main Office is Located at:

346 Sunrise Highway
West Babylon NY 11704

 

For nationwide convenient access, find a location closer to you!
SHARED-BRANCH    |    ATMs

EMAIL US
EMAIL US

Support Email Address:

creditunion@mrfcu.com

 

Secure Email Platform:

CLICK HERE

CALL US
CALL US

Main Office:

631-661-4800 x371

 

After Hours Debit Card Support:

1-888-241-2510

Click to Learn More:

Savings

Your membership with MRFCU begins with a savings account. In fact, your savings account makes you an owner of the credit union!

Our savings accounts have above average interest, and costs you nothing!

Learn More

 

Savings

Checking

In addition to have a savings account with the credit union, you can choose to open a checking account.

There is no minimum balance and there are no service fees. Just easier access to your deposits.

Learn More

Checking

Certificate of Deposit

MRFCU is now offering Certificates of Deposit (CD's) at competitive rates!

Contact a representative for more information:

631-661-4800 x371

 Click to Dial

CD's

Forms

All of our forms, digital and/or printable, can be found at the below web page:

Learn More

Forms

Online Banking

Your account is just one touch away with our Online Banking Access.

View you account, request transfers, view statements and more.

Learn More

Online Banking

Convenience

Even though we only have one MRFCU location, you can visit over 5,600 different credit union branchesand 30,000 surcharge free ATMs nationwide where you can access and transact on your account.

Find a Location Near You!

Convenience