or Service Fees
Surcharge Fee ATM
and Debit Card Usage
Nationwide Access at
Thousands of Locations
With MRFCU's free checking, you don't have to worry about a minimum balance, direct deposit requirements, maintenance fees or having a required number of transactions.
A checking account as it should be: Simple, Fee-Free and Accessible!
Start Checking with MRFCU
Access your account through our Online Banking to
• View your Current Account Balance
• Instantly Transfer Funded Between your MRFCU accounts
• Request Electronic Transfers or Wire Transfers to other Institutions
• Sign up for and view your Account's E-Statements
Frequently Asked Questions:
If you do not yet have an account, or your are not yet a member, Click Here.
If you are already a member of the credit union, you already have a savings account with us! To add a checking account, or to request a debit card, Click Here.
In order to have an ATM Debit card, you must first open a checking account. At the time of opening a checking account, you can request to have a card issued to you.
Since an ATM Debit card must be requested, you may have a checking account but not a Debit Card. If this is the case, you can always request a Debit Card Here.
We are happy to provide a starter pack of checks for all new checking accounts. You can request this when you open your account.
If you wish to purchase more checks for your account through the credit union, or if you never received your starter pack, please contact us at 631-661-4800 ext 371.
You can also use the reorder form that came with your starter checks or visit any check printing company, and simply provide them with your account and routing numbers.
Click to Learn More:
Your membership with MRFCU begins with a savings account. In fact, your savings account makes you an owner of the credit union!
Our savings accounts have above average interest, and costs you nothing!
In addition to have a savings account with the credit union, you can choose to open a checking account.
There is no minimum balance and there are no service fees. Just easier access to your deposits.
Even though we only have one MRFCU location, you can visit over 5,600 different credit union branchesand 30,000 surcharge free ATMs nationwide where you can access and transact on your account.