Checking Accounts

No Required
Minimum Balance

No Maintenance
or Service Fees

Surcharge Fee ATM
and Debit Card Usage

Nationwide Access at
Thousands of Locations

With MRFCU's free checking, you don't have to worry about a minimum balance, direct deposit requirements, maintenance fees or having a required number of transactions.

A checking account as it should be: Simple, Fee-Free and Accessible!

Start Checking with MRFCU

New Members

Existing Members

ONLINE ACCESS

Access your account through our Online Banking to

• View your Current Account Balance

• Instantly Transfer Funded Between your MRFCU accounts

• Request Electronic Transfers or Wire Transfers to other Institutions

• Sign up for and view your Account's E-Statements

Enroll

Frequently Asked Questions:

How do I Open a Checking Account?

When you become a member of the credit union, you are opening up a savings account. At this time you can also choose to open a checking account. You cannot open a checking account without a savings account.

If you do not yet have an account, or your are not yet a member, Click Here.

If you are already a member of the credit union, you already have a savings account with us! To add a checking account, or to request a debit card, Click Here.

How do I get a Debit Card?

In order to have an ATM Debit card, you must first open a checking account. At the time of opening a checking account, you can request to have a card issued to you.

Since an ATM Debit card must be requested, you may have a checking account but not a Debit Card. If this is the case, you can always request a Debit Card Here.

Where do I Get Checks?

We are happy to provide a starter pack of checks for all new checking accounts. You can request this when you open your account.

If you wish to purchase more checks for your account through the credit union, or if you never received your starter pack, please contact us at 631-661-4800 ext 371.

You can also use the reorder form that came with your starter checks or visit any check printing company, and simply provide them with your account and routing numbers.